North Carolina · Obamacare · Affordable Care Act health plans
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(844) 431-4151
We provide free help enrolling in Obamacare plans in 29 states. We help individuals, families and the self-employed in North Carolina find the right Marketplace plan, see how much financial help they qualify for, and get enrolled. In North Carolina, Marketplace plans are sold through HealthCare.gov, and we can help you enroll there. Our help is free; we're paid by the insurance companies. Your information comes to us, not to a call center.
Marketplace plans
Every Marketplace plan covers doctor visits, hospital stays, emergencies, prescriptions, maternity, mental health and preventive care. The difference is how you split the costs.
Metal tiers show how the plan and you share the bill for covered care.
Share of average medical costs the plan pays. Lower tiers mean lower premiums and higher out-of-pocket costs.
Outside Open Enrollment, these events usually give you 60 days to enroll.
How it works
Your ZIP code, household and the doctors or medications you want to keep.
We review premiums, deductibles, networks and drug costs from the carriers in your area and explain the tradeoffs plainly.
We submit your enrollment, confirm your first payment, and stay with you for questions, claims issues and renewals.
New for Marketplace enrollments: before we can access or submit your Marketplace application, you'll receive a one-time code or confirmation link to authorize us. Keep your phone nearby when we call so we can finish your enrollment in one session.
Who's helping you
I've helped individuals, families and self-employed workers find coverage for five years. I'm registered with the Health Insurance Marketplace and licensed in 29 states, and I work with several insurance companies, so I can compare plans instead of selling you one. When you call, you talk to me or my team, not a call center.
Licensed in: AL, AR, AZ, DE, FL, GA, IA, IL, IN, KS, KY, LA, ME, MI, MO, MS, NC, ND, NE, OH, OK, SC, TN, TX, UT, VA, WI, WV, WY
Questions
No. Our help is free. Insurance companies pay us a commission, and your premium is the same whether you enroll with us or on your own.
Yes. "Obamacare" is a common nickname for the Affordable Care Act. The Marketplace is where you enroll in ACA plans and get premium tax credits.
No. Your request comes only to us. We don't sell or share your information with call centers or other insurance agents.
No. We are a private, licensed insurance agency. We help you enroll in official Marketplace plans through CMS-approved enrollment platforms, and the plans and financial help are the same ones you would find at HealthCare.gov.
In North Carolina, Open Enrollment for 2027 coverage on HealthCare.gov runs November 1, 2026 to January 15, 2027. Enroll by December 15 for coverage that starts January 1. Outside those windows, you may qualify for a Special Enrollment Period after a life event such as losing coverage, moving or having a baby.
Usually, yes. Losing qualifying coverage opens a Special Enrollment Period, and you generally have 60 days from the loss to pick a plan. Call us as soon as you know your last day of coverage so there is no gap.
At 65 most people move to Medicare. Call us at (844) 431-4151 and we'll help you time the switch so there is no gap.
Yes, we'll help you find a plan that lets you keep seeing your doctors. Just give us their names and we'll look them up for you before you enroll.
For a quote, just your ZIP code, the birth dates of the people who need coverage, and an estimate of your household income. A list of your doctors and prescriptions helps us find plans that cover them.